Is real money involved?

No. Budgette is a tracking and teaching tool — it does not connect to bank accounts, hold real funds, or process payments of any kind. You record allowances and transactions manually, and your kids see their balances update in the app. Think of it as a digital version of the classic cash-in-jars system.

What ages is Budgette designed for?

Budgette works well for families with children roughly ages 4 to 13. Younger kids benefit from the simple, visual budget buckets, while older kids can take more ownership of their spending and saving. The child-friendly view adapts so each child sees only what's relevant to them.

Is my family's data safe?

Yes. On the Free plan, all data stays on your device — nothing leaves your phone. On Premium, data syncs securely to our servers so your family can share across devices. We never sell or share your personal information.

Do my kids need their own account?

Children don't create their own accounts. A parent sets up the family and adds each child's profile. On Premium, a parent can log into a child's device and put it into child mode — a simplified view that only shows that child's balances. The parent always stays in control.

How much allowance should I give my child?

There's no single right answer — it depends on your child's age, your family budget, and what you'd like them to learn. A common starting point is $0.50 to $1.00 per year of age per week (e.g., $5–$10/week for a 10-year-old). The important thing is consistency: a regular, predictable amount teaches budgeting better than occasional lump sums.

Can both parents manage the family?

On the Free plan, data lives on one device, so one parent manages everything. With Premium, you can invite up to two other adults (another parent, grandparent, etc.) who get full access to manage allowances, budgets, and transactions from their own device.

What happens if I cancel Premium?

You keep all your data. Your account reverts to the Free plan at the end of your billing period. Syncing stops, but everything stays on the device used by the account owner. You can re-subscribe anytime to turn sync back on.

Is Budgette available on Android?

Not yet — Budgette is launching first on iOS (iPhone and iPad). An Android version is on our roadmap and coming soon. Stay tuned!

Terms of Service

Last updated: March 12, 2026

These Terms of Service ("Terms") govern your use of the Budgette mobile application (the "Service") operated by Bumbershoot Labs ("we", "us", or "our"). By using the Service, you agree to these Terms.

1. Acceptance of Terms

By creating an account or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service.

2. Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction) to create an account and use the Service as a parent or guardian. Children may use the Service only under the supervision and with the consent of a parent or guardian who has created and manages the family account. By creating an account, you represent and warrant that you meet these eligibility requirements.

3. Description of Service

Budgette is a family allowance management application that helps parents track budgets, set allowances, and teach children about money management. The Service is educational in nature and does not involve real financial transactions or connections to bank accounts.

4. Not Financial Advice

The Service is an educational tool for family budgeting and allowance management. Nothing in the Service constitutes financial, investment, tax, or legal advice. Budgette does not process real money, connect to bank accounts, or facilitate actual financial transactions. Allowances, budgets, and transactions within the app are tracking tools only. You should consult qualified professionals for financial advice. We are not responsible for any financial decisions you make based on your use of the Service.

5. Account Responsibilities

You must provide accurate information when creating an account.
You are responsible for maintaining the security of your account credentials.
Parents or guardians are responsible for all activity on accounts they create, including child profiles.
Children do not create their own accounts — all child profiles are created and managed by a parent or guardian.
You must notify us immediately of any unauthorized use of your account.
You are responsible for all activity that occurs under your account.

6. Subscriptions and Payments

Free and Premium Plans

Budgette offers a free tier with limited features and a premium subscription with additional features. Details of what is included in each plan are described within the app and may change from time to time.

Billing

Premium subscriptions are billed through the Apple App Store or Google Play Store (each, a "Platform"). All payment processing is handled entirely by the applicable Platform — we do not collect, store, or process your payment card or billing details. Your subscription is subject to the Platform's payment terms in addition to these Terms.

Auto-Renewal

Subscriptions automatically renew at the end of each billing period (monthly or annual) unless you cancel before the renewal date. You can manage or cancel your subscription through your device's App Store or Google Play settings.

Refunds

Refund requests are handled by the applicable Platform (Apple or Google) in accordance with their refund policies. We do not process refunds directly.

Price Changes

We may change subscription pricing from time to time. Price changes will not affect your current billing period and will take effect at the start of your next renewal. We will provide advance notice of any price increases as required by the applicable Platform.

7. Acceptable Use

You agree not to:

Use the Service for any unlawful purpose
Attempt to gain unauthorized access to the Service or its systems
Interfere with or disrupt the Service's operation
Reverse engineer, decompile, or disassemble the Service
Use automated systems to access the Service without permission
Impersonate another person or misrepresent your affiliation with any person or entity
Upload or transmit malicious code, viruses, or any harmful content
Use the Service to harass, abuse, or harm another person

8. Intellectual Property

The Service, including its design, code, logos, and content, is owned by Bumbershoot Labs and protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our prior written consent. All trademarks, service marks, and trade names are the property of their respective owners.

9. User Content

You retain ownership of the data you enter into the Service (e.g., family member names, budgets, transactions). By using the Service, you grant us a limited, non-exclusive, royalty-free license to store, process, and display this data solely to provide and improve the Service. This license terminates when you delete your account or the applicable data.

10. Third-Party App Store Terms

The Service is made available through third-party app stores (Apple App Store and Google Play Store). Your use of the Service is also subject to the terms and conditions of the applicable app store. You acknowledge that:

These Terms are between you and Bumbershoot Labs, not with the app store provider.
The app store provider has no obligation to provide maintenance or support for the Service.
The app store provider is not responsible for addressing any claims relating to the Service.
In the event of any third-party intellectual property claim, we, not the app store provider, are responsible for the investigation, defense, and settlement of such claim.
The app store provider and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

11. Termination

By You

You may delete your account at any time through the app settings. If you have an active subscription, deleting your account does not automatically cancel your subscription — you must also cancel your subscription through the applicable Platform (App Store or Google Play) to avoid continued billing.

By Us

We may suspend or terminate your account at any time for violation of these Terms, illegal activity, or conduct that we determine is harmful to other users or the Service. For non-urgent violations, we will make reasonable efforts to provide notice before termination. We may also terminate the Service entirely with 30 days' notice.

Effect of Termination

Upon termination, your right to use the Service ceases immediately. We will delete your personal data in accordance with our Privacy Policy. Sections that by their nature should survive termination (including Disclaimer of Warranties, Limitation of Liability, Indemnification, and Governing Law) will survive.

12. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THE SERVICE IS AT YOUR OWN RISK.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BUMBERSHOOT LABS, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR FIFTY DOLLARS (USD $50), WHICHEVER IS GREATER.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

14. Indemnification

You agree to indemnify, defend, and hold harmless Bumbershoot Labs and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any rights of another party; or (d) any content you submit through the Service.

15. Dispute Resolution

Informal Resolution

Before filing any formal proceeding, you agree to try to resolve any dispute informally by contacting us at support@bumbershootlabs.com. We will attempt to resolve the dispute informally within 60 days.

Binding Arbitration

If the dispute is not resolved informally, you and Bumbershoot Labs agree to resolve any remaining dispute through binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. Arbitration will take place in King County, Washington, or at another mutually agreed location. The arbitrator's decision will be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class Action Waiver

YOU AND BUMBERSHOOT LABS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.

Exceptions

Nothing in this section prevents either party from seeking injunctive or other equitable relief in court for matters related to intellectual property, data security, or unauthorized access. Claims that qualify for small claims court may also be brought there.

16. Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, pandemics, government actions, power failures, internet or telecommunications failures, or cyberattacks.

17. Changes to Terms

We may modify these Terms at any time. For material changes, we will provide at least 30 days' notice by posting the updated Terms in the app, updating the "Last updated" date above, and where appropriate, notifying you by email or push notification. Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms. If you do not agree with the revised Terms, you must stop using the Service.

18. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Washington, United States, without regard to its conflict of law provisions. Any legal proceedings not subject to arbitration shall be brought in the state or federal courts located in King County, Washington, and you consent to the personal jurisdiction of such courts.

19. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

20. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices or agreements published by us in connection with the Service, constitute the entire agreement between you and Bumbershoot Labs regarding the Service and supersede all prior agreements and understandings, whether written or oral.

21. Waiver

Our failure to enforce any right or provision of these Terms shall not be considered a waiver of that right or provision. A waiver of any term shall not be deemed a further or continuing waiver of such term or any other term.

22. Contact Us

If you have questions about these Terms, please contact us at:

Bumbershoot Labs
Email: support@bumbershootlabs.com